Plinto raises €2.9m for first expansion beyond Denmark

Plinto secures €2.9m with People Ventures and Emblem

Copenhagen-based Plinto has raised €2.9 million in pre-seed funding as it prepares to take its AI financial-control software beyond Denmark, EU-Startups reports. People Ventures and Emblem led the round, with business angels also investing.

Plinto already has paying customers and pilot projects across logistics, real estate, facility services and food production, according to EU-Startups. Its software targets financial checks on both customer sales and supplier purchases, giving the young business applications across several transaction-heavy industries.

Peakon alumni tackle the limits of manual financial checks

Nermina Suljevic, Jakob Nielsen and Sebastian Rehnby founded Plinto in early 2025. EU-Startups reports that the founders previously worked at employee-engagement platform Peakon, which US software company Workday acquired in 2021. Plinto’s chief technology officer, Andreas Garnæs, also worked at Peakon; the team’s experience spans engineering, product development, commercial growth and large international organisations.

The business addresses a capacity problem for finance departments. At large organisations, transaction volumes can outstrip controllers’ ability to inspect individual records, leaving teams reliant on sampling and month-end reconciliation. According to the source report, that can allow pricing mistakes, repeated invoices and discrepancies between deliveries and financial records to escape detection.

Rather than asking businesses to replace their existing systems, Plinto’s agents are designed to work across enterprise resource planning software, documents, banking connections and collaboration tools such as Slack and Microsoft Teams. That approach puts financial checks alongside the records and conversations companies already use to run their operations.

EU-Startups reports two examples supplied by Plinto. One customer found about 430 discrepancies a month within a single business area. At another, an agent detected a duplicate invoice within the minute it was received, despite the invoice carrying a different supplier name. These are company-reported results rather than independently verified measures of the platform’s performance.

Founders want agents to resolve errors, not just flag them

Nielsen, Plinto’s co-founder and chief data officer, told EU-Startups that recording transactions is already well served by business software, but verifying them against contractual terms and rules still requires substantial manual work. His stated ambition is to give AI agents responsibility for investigating discrepancies and pursuing their resolution, rather than simply creating another notification for a finance team.

Plinto says its agents can assemble supporting evidence and approach relevant employees or external contacts. The actions described to EU-Startups include challenging an incorrect supplier invoice, asking for a credit note and drafting a correction for approval. The approval step is a distinction: preparing an adjustment does not necessarily mean applying it without human oversight.

Suljevic, Plinto’s co-founder and chief executive, highlighted the exposure of customers operating on narrow margins. In comments reported by EU-Startups, she argued that relatively small mistakes can become costly in aggregate, particularly when finance teams discover them only after payment. Her stated priority is earlier intervention, before an error reduces earnings.

Product investment and enterprise sales come before overseas scale

Plinto intends to spend the funding on product development, securing more enterprise customers and making its first international move, according to EU-Startups. The supplied reporting does not identify a destination country or launch date, so the expansion remains a stated plan rather than a confirmed UK or other European market entry.

Existing integrations include Microsoft Business Central, Xero and Visma. EU-Startups also reports connections to major Scandinavian banks and more than 2,700 other banks. For prospective customers abroad, compatibility with their accounting and banking infrastructure will be a practical consideration when assessing the service; those connections do not by themselves establish where Plinto will launch.

Data handling is another consideration for European enterprise buyers. According to EU-Startups, Plinto says customer information is processed and stored within the EU and is not used to train AI models. Those commitments give procurement teams specific policies to assess alongside the proposed financial-control functions.

Elsewhere in financial AI, Market Entry Wire has reported on TODAY’s €2.8 million funding for expansion in DACH. That company focuses on financial advice, whereas Plinto is targeting internal transaction controls; the two funding stories concern distinct routes into business and financial services markets.